Social phenomenon of personal over-indebtedness has emerged in the past thirty years. The trend of excessive indebtedness of households is not losing but gaining momentum. The problem of personal over-indebtedness becomes the focus of interest of regulators. research community and the public in general. https://www.bekindtopets.com/flash-offer-Tie-Untitled-by-Helen-Dale-Samson-One-of-Twelve-great-save/