Why Income Planning Matters for IRMAA 2026 One of the most overlooked aspects of retirement planning is managing income to stay below IRMAA thresholds. Even a single dollar over the limit can trigger hundreds more in annual Medicare costs. The 2026 IRMAA brackets are projected to rise slightly, but strategic withdrawals from retirement accounts, Roth conversions, or charitable distr... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets